No Interest Loan Scheme (NILS)

What is NILS?

• No Fees
• No Interest
• No Charges
• The No Interest Loan Scheme (NILS) provides individuals and families on a low income access to safe, fair and affordable credit.
• Maximum loan amounts may vary, but credit can start from $300 up to $1200 for essential goods and services.
• Once your application is approved, repayments are set up at an affordable amount over a 12 to 18 months period.
• With NILS, no credit checks are made as this is a program based on trust and respect.

Loans are available for the purchase of essential goods and services. Such as household items like:

• fridges
• washing machines
• stoves
• dryers
• freezers
• furniture

DO I QUALIFY FOR NILS?

To qualify you must:

• Have a Health Care Card/Pension Card or be on a low income
• Show a willingness and capacity to repay.
• Reside in your current premises for more than 3 months

For more information download a NILS Brochure

Download a Enquiry Checklist

Email us for more information including an appointment

[email protected]

• MAKE AN APPOINTMENTCall to book in an appointment with our friendly and understanding staff.
• LONG TERM HOUSINGFEAT Has 25 Social Housing properties for long term accommodation, eligibility is through the Dept. Housing wait list
• HOMELESSSNESS SERVICESThe service aims to provide support for families to transition out of homelessness into housing.
• NILS LOANSThe FEAT No Interest Loan Scheme provides small loans to any low income person who has the capacity to repay.